| Key Takeaways |
|---|
| Monthly cost ranges between $45 and $65. |
| Annual cost ranges from $400 to $1,000. |
| Service visit fees fall between $75 to $125. |
| Coverage includes appliances and systems with coverage limits. |
| Flexible payment options and upgrades available. |
$45 – $65 Average Monthly Cost
The monthly cost for First American Home Warranty plans typically ranges between $45 and $65. The exact cost may vary based on factors such as the specific plan chosen, optional add-ons, and location.
$400 – $1,000 Average Annual Cost
On an annual basis, First American Home Warranty plans cost between $400 and $1,000. This annual expenditure can provide peace of mind by covering unexpected repair costs for various home systems and appliances.
$75 – $125 Average Service Visit Fee
In addition to the monthly or annual cost, there is a service visit fee each time a technician comes to diagnose or repair a problem. This fee ranges from $75 to $125, depending on your plan and service request specifics.
First American Home Warranty Cost
First American Home Warranty Plan Prices
| Plan Level | Average Annual Cost* | Coverage Details |
|---|---|---|
| Starter | $400 – $720 | Covers dishwasher, refrigerator, oven, cooktop, built-in microwave, plumbing, electrical, and heating systems. |
| Essential | $600 – $900 | Includes everything in the Starter plan, plus clothes washer, dryer, water heater, garage door opener, and air conditioning. |
| Premium | $780 – $1,000 | Covers all from above plans, plus luxury appliances, garbage disposal, full garage door system, hot water dispenser, and more. |
First American Home Warranty Service Fee
The service fee for First American Home Warranty service visits ranges from $75 to $125. This fee is charged each time a service technician visits to diagnose or repair a covered item. The amount may vary based on the chosen plan or specific service needs.
What Does First American Home Warranty Cover?
First American Home Warranty Plans & Coverage Details
| Plan Level | Average Monthly Cost* | Coverage Details |
|---|---|---|
| Starter | $35 – $60 | Covers plumbing system, electrical, heating systems, dishwasher, refrigerator, oven, cooktop, and built-in microwave oven. |
| Essential | $50 – $75 | Includes everything in Starter plus clothes washer, dryer, water heater, air conditioning, and garage door opener. |
| Premium | $65 – $85 | Includes everything in Starter and Essential, plus luxury appliance coverage, garbage disposal, full garage door system, faucets, hot water dispenser, and other enhancements. |
| Optional Add-ons | $2 – $20 each | Additional refrigeration, Central AC (Starter add-on), HVAC tune-up (2/year), roof leak, pool/spa equipment, septic system, water softener, well pump, and more. |
First American Home Warranty Upgrades
First American Home Warranty plans offer several upgrade options to enhance your coverage. These optional add-ons can include additional appliances, extra systems, and special services like an HVAC tune-up or coverage for a pool and spa equipment. The cost for these upgrades ranges from $2 to $20 each, depending on the specific addition.
First American Home Warranty Coverage Limits
First American Home Warranty Coverage Caps
| Covered Item or System* | Coverage Limit* |
|---|---|
| Limited Roof Leak | $1,000 |
| Kitchen Appliances | $3,500 per appliance (Starter & Essential) / $7,000 per appliance (Premium) |
| Additional Refrigerator | $1,000 |
| Steam, Heated Water, Glycol Heating | $1,500 |
| HVAC / Heating & Cooling | $3,000 |
| Ductwork | $1,000 |
| Concrete Encased Items, Septic System, Sewage Ejector Pump, Ornamental Fountain, Water Softener/RO Filtration System | $500 per category |
| Outdoor Kitchen Components | $1,000 |
| Well Pump | $1,500 |
First American Warranty Exclusions
First American Home Warranty plans do come with exclusions. For instance, pre-existing conditions, items under manufacturer warranty, and repairs due to lack of maintenance are typically not covered. Always ensure to read the contract thoroughly and understand what is included and excluded.
First American Home Warranty Pros & Cons
First American Home Warranty Pros & Cons
| Pros | Cons |
|---|---|
| Higher than average appliance coverage limits | Not available in all 50 states |
| Only one service call fee per claim | No systems-only or appliance-only plans |
| Flexible payment options | No AC coverage in the Starter plan |
First American Home Warranty Reviews
Customer reviews can be an invaluable resource in evaluating any service. First American Home Warranty generally receives mixed reviews, with some clients praising the quick response to service requests and comprehensive coverage, while others note delays in claim processing and dissatisfaction with certain exclusions.
First American Home Warranty vs. Other Companies
First American Home Warranty vs. Other Companies
| Company | Average Monthly Cost* | Average Service Fee Per Visit* |
|---|---|---|
| First American Home Warranty | $45 – $65 | $75 – $125 |
| American Home Shield Cost | $40 – $90 | $75 – $125 |
| America’s 1st Choice Home Club (AFC) | $45 – $65 | $75 – $125 |
| Choice Home Warranty Cost | $45 – $55 | $65 – $100 |
| Cinch Home Services | $35 – $65 | $100 – $150 |
| Home Warranty of America (HWA) | $45 – $60 | $75 – $100 |
| Liberty Home Guard | $50 – $85 | $75 – $125 |
| Select Home Warranty Cost | $40 – $65 | $75 – $100 |
FAQs About First American Home Warranty
How Does First American Home Warranty Work?
When a covered item breaks down, you can request service online or by phone. A licensed, approved technician will visit your home to diagnose and repair the issue. The service fee is paid at the time of the visit.
How Long Does a First American Home Warranty Last?
Most First American Home Warranty plans are annual, lasting 12 months from the date of purchase. Renewals are available, and often, there may be discounts for extending the coverage beyond the initial year.
How Do I Cancel My First American Home Warranty Policy?
To cancel your policy, you’ll need to contact First American Home Warranty’s customer service department. Cancellation terms and any potential refunds will depend on how long you’ve had the policy and the specific terms laid out in your contract.
Do I Need a Home Warranty if I Have Homeowners Insurance?
Yes, homeowners insurance and home warranties serve different purposes. Homeowners insurance typically covers structural damage and loss due to events like fires or natural disasters, whereas a home warranty covers the repair or replacement of home systems and appliances due to normal wear and tear.
Getting Quotes from First American Home Warranty
Questions to Ask
When getting quotes, there are several important questions to consider:
- What specific items and systems are covered under each plan?
- What are the service fee options, and how do they affect the monthly or annual cost?
- Are there any add-ons that suit your particular home needs?
- What are the contract terms, including any potential exclusions or limitations?
- How does the claims process work, and what is the average response time?
By considering these questions and understanding the costs and coverage details, you can make an informed decision about whether First American Home Warranty is the right choice for your home.
